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Fractional CFO · UAE & GCC

Fractional CFO services in Dubai. Strategic financial leadership, at board level.

Senior CFO leadership for strategy, cash flow, forecasting, profitability, financing and management reporting, from a few days a month.

A finance professional presenting digital financial dashboards in a modern boardroom

Where we add value

When growth needs a strategic CFO

Boards, lenders and investors expect more than bookkeeping. They expect strategic financial leadership.

No clear capital strategy

Growth plans without the funding and capital structure to match.

Funding that stalls

Lenders and investors need investor-grade models and reporting.

Boards wanting sharper insight

Decisions call for robust forecasts, KPIs and governance.

Margins under pressure

Revenue grows, but profit and cash do not keep pace.

Strategic guidance

What a Business Navigators CFO brings

Strategy & planning

Corporate strategy, business plans and long-range forecasts.

Management reporting

Monthly management accounts, board packs and KPI dashboards.

Cash flow & forecasting

Cash discipline, rolling forecasts and working capital.

Profitability

Margin, cost and pricing analysis by product, project and client.

Growth & transformation

Systems, controls and structure built for the next stage.

Financing

Bank and project financing, with models lenders trust.

Our expertise

Board-level advisory, delivered by experts

Strategic CFO

A seat at the board table

  • Corporate strategy and growth planning
  • Board advisory and governance
  • KPI and performance frameworks
  • Investor and lender relations
  • Risk management and internal controls

Capital & tax

Capital structure and tax planning

  • Capital structuring and raising
  • Investment evaluation and modelling
  • Corporate Tax and VAT planning
  • Scenario and sensitivity analysis

Transformation

Ready for the next stage

  • Business transformation
  • Multi-entity and group structuring
  • Pre-transaction readiness
  • Valuation and investor materials

Capital & financing

Bank and project financing, structured end to end

Bank financing

Facilities sized to your business

Working capital, term loans and trade facilities, from lender selection and lender packs to negotiation and close.

Project financing

Funding for capital projects

Financial models, lender packs and facility structuring for projects, through to financial close.

Facilities we arrange

The full range of bank debt

  • Working capital and revolving credit
  • Letters of credit and trust receipts
  • Cheque and bills discounting
  • Term loans and refinancing
  • Trade finance for trading businesses
  • Acquisition and project finance
  • Equity, mezzanine and hybrid capital

How we run it

End to end, through to close

  • Lender selection and introductions
  • Financial models and lender packs
  • Facility structuring and negotiation
  • Ongoing banking relationships
  • Business bank account opening

What you receive

Strategic deliverables

  • Board pack and KPI dashboard
  • Strategic plan and rolling forecast
  • Investor-grade financial model
  • Governance and controls framework

How we work

A CFO engagement in four steps

  1. Diagnose

    Assess performance, capital, reporting and controls.

    → Clear diagnostic
  2. Design

    Set the financial strategy, KPIs and funding plan.

    → Plan and budget
  3. Deliver

    Lead execution: reporting, financing and controls.

    → Reports and facilities
  4. Review

    Guide the board and refine the strategy as you grow.

    → Monthly board review

Led personally by the founders, from a few days a month to full interim leadership.

Your advisors

The experts behind every engagement

Portrait of Zahid Hussain FCA FCCA

Zahid Hussain FCA FCCA

Co-founder & CEO

FCA · FCCA

22+ years of senior finance experience as CEO and Group CFO across energy, infrastructure and industrial groups.

CFO leadership across financing, project finance, M&A and complex project-based businesses.

Portrait of Tahir Hussain

Tahir Hussain

Co-founder & COO

CFO in real estate development and group startup ventures. Builds finance functions from the ground up for real estate, startup and SME businesses, with deep corporate finance, FP&A and project finance expertise.

FAQ

Fractional CFO questions

What is a fractional CFO?

A senior CFO who works with your business part-time, from a few days a month up to full interim leadership. You get cash-flow forecasting, budgets and KPIs, board reporting and bank relationships, without the cost of a full-time executive hire.

How much CFO time will we get?

It scales with your business, from a few days a month to full interim leadership. Final scope and fee are agreed after a short diagnostic of your financials, reporting, cash flow, banking and controls.

Can you help us raise bank financing in the UAE?

Yes. We arrange working capital and revolving credit, letters of credit and trust receipts, cheque and bills discounting, term loans and refinancing, trade finance, and acquisition and project finance, from lender selection through to financial close.

What do we receive each month?

A monthly board pack, a budget and rolling forecast, a lender-ready financial model and a controls framework, with a monthly board review.

Who will be our CFO?

Engagements are led personally by our founders, Zahid Hussain FCA FCCA and Tahir Hussain, who have served as CFO and Group CFO themselves.

Discuss Your Finance Needs

Tell us where the business is heading. We'll show you where a CFO adds value first.

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